Our clients benefit from our advanced underwriting skills and our creative policy design approach. We work with client's of fiduciaries, family offices (fee based planners), financial advisors, estate planning attorneys and accountant by providing our expertise in advanced life insurance and long-term care insurance planning.

We are independent brokers which gives us access to an enormous number of products. Only a small fraction of which pass our strict quality standards. We offer products that align with the needs of the client, not our own.

1. A no-nonsense approach to products and advice.

2. Our financial and medical underwriting experience.

3. A firm understanding and background in tax and financial succession planning.

4. An extreme level of care for the individuals we are working with.

We place a great number of contracts which gives us supreme underwriting knowledge and current carrier actuarial appetites. This also gives us many opportunities with unique and advanced plans that the average insurance broker would not see on a normal basis.

Although based in Southern California, we have been working with clients all over the country since 2008. Our founder, Bijan Noori, specializes in the life and health insurance lines that crossover with succession and multi-generational planning, asset and income longevity and protection, basic and stop-loss medical care needs, and tax planning.

No Nonsense Insurance Products and Advice

We provide insurance advice and products for fee-only planners, family offices, and fiduciaries around the country.

Advice

Most of our clients are referred to us by financial professionals (CPAs and Trusted Advisors). In almost all cases, the client's specific needs are thoroughly thought through prior to any client meetings. The insurance advice we provide is in alignment with the client's needs and typically involves multiple discussions with the client's financial professional.

Implementation

We know the system, we know underwriting, and we know your time is valuable. We make it a point to be accurate and diligent to increase processing efficiencies and to reduce the time our clients need to spend when we are implementing their insurance policies.